1. PRIVACY POLICY & DATA PROTECTION

Physicians-DI is committed to protecting the information of medical professionals in compliance with the Texas Data Privacy and Security Act (TDPSA).

• Information Collection: We collect professional identifiers (name, medical specialty), contact information (email, phone number), and general data required for insurance underwriting.
• Use of Information: We use your data exclusively to provide educational resources, insurance quotes, and policy management.
• Data Sharing & No-Sale Policy: We do not sell, rent, or trade your personal information. Data is only shared with licensed insurance carriers for the purpose of securing your coverage.
• SMS Privacy: No mobile information will be shared with third parties or affiliates for marketing or promotional purposes. All the above categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties.

2. SMS/MOBILE COMMUNICATION TERMS

By providing your mobile number to Physicians-DI, you agree to receive text messages (SMS/MMS) for appointment reminders, educational follow-ups, and service updates.

• Consent: Consent to receive text messages is obtained in person or via explicit opt-in on our website. Consent is not a condition of purchase.
• Opt-Out: You may opt-out of our mobile program at any time. Simply text STOP to our number to unsubscribe. You will receive one final confirmation message.
• Help: For assistance, text HELP or email sunny@physicians-di.com.
• Rates: Message and data rates may apply. Message frequency varies based on your needs.
• Texas Compliance: In accordance with Texas law, we do not send automated communications outside of standard business hours (9:00 AM – 9:00 PM CT).

3. TERMS AND CONDITIONS

• Professional Services: Physicians-DI provides educational content and brokerage services. We are a licensed insurance entity in the State of Texas.
• No Medical/Legal Advice: Our materials are for educational purposes regarding insurance and do not constitute legal or medical advice.
• Limitation of Liability: Physicians-DI is not liable for the final underwriting decisions made by third-party insurance carriers.
• Intellectual Property: All educational content, logos, and website materials are the property of Physicians-DI.

4. CONTACT INFORMATION

For questions regarding your data or these terms, please contact: